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Keynote Lectures

Rationality and the Bayesian Paradigm
Itzhak Gilboa, HEC, Paris, France, France

The Business of Payments: Successes, Failures and Life Lessons from FinTech
Suresh Vaghjiani, CLOWD9, United Kingdom, United Kingdom

Juan Piñeiro Chousa, Santiago de Compostela University, Spain, Spain

(Cancelled)

Rationality and the Bayesian Paradigm

Itzhak Gilboa
HEC, Paris, France
https://itzhakgilboa.weebly.com/

Short Bio
Itzhak Gilboa studied Mathematics and Computer Science (BSc, 1982) and Economics (BA, 1982, MA, 1984, Ph.D., 1987) at Tel Aviv University, with the graduate studies under the supervision of David Schmeidler. He works in decision theory and other fields in economic theory such as game theory and social choice. His main research areas are decision under uncertainty, focusing on the definition of probability, notions of rationality, non-Bayesian decision models, and related issues. He has been teaching a variety of courses on microeconomics, decision theory, game theory, psychology and economics, and related fields, at the undergraduate, graduate, and MBA levels. He is the author of several books such as Analogies and Theories. His recent research papers are published in prestigious scientific journals. Itzhak Gilboa is also the holder of the AXA Chair in Decision Sciences.

Abstract
It is argued that, contrary to a rather prevalent view within economic theory, rationality does not imply Bayesianism. The note begins by defining these terms and justifying the choice of these definitions, proceeds to survey the main justification for this prevalent view, and concludes by highlighting its weaknesses.

The Business of Payments: Successes, Failures and Life Lessons from FinTech

Suresh Vaghjiani
CLOWD9, United Kingdom

Short Bio
Suresh is CEO and founder of B-Certified CLOWD9, the world’s first cloud native, decentralized payments issuer-processing platform. Born in the cloud, the platform delivers uncompromising, limitless payments technology around the globe. Suresh is a highly experienced senior executive with a proven track record of leading rapid growth companies. He has expertise in developing products and services on behalf of both, financial technology, as well as FCA regulated companies. Bringing a wealth of knowledge in global payments with a number of prior senior roles including President & Managing Director of of Thredd, as well as FTSE companies such as Paysafe Group and PXP Financial, Suresh has represented the Fintech sector and the UK Government on a number of trade missions to Mexico, Australia and China. He has a substantial understanding of electronic money, throughout its complete value chain, with strategic knowledge on what works and does not work in various international markets having worked with many unicorns from inception including Monzo and Starling Bank. In 2011, Suresh launched the first ever contactless wristwatch in the UK. This is in addition to being responsible for launching the first App controlled NFC solution for the iPhone in Europe. In 2015, Suresh helped Revolut launch its idea to the market by being their first issuer and Bin Sponsor. In 2017 Suresh became the first non-American in its 11-year history to be awarded the prestigious Industry achievement award by PAY magazine and, In 2018 Suresh was voted #1 in the Payments Power 10, an annual top ten list of key influencers in the payments industry voted by the industry. Suresh was selected to join the working group for the Payment Strategy Forum which helped shape changes in the payments industry that the FCA implemented through the Payment Systems Regulator.

Abstract
Suresh will take you on a journey through the world of FinTech by examining real-life case studies of companies that have both thrived and faltered. Drawing from these successes and failures, Suresh will illustrate key lessons about resilience, innovation, and the importance of learning from setbacks—lessons that are just as valuable for young adults navigating their own academic and personal growth. Whether you're interested in business, technology, or life in general, this session will provide insights on how to approach challenges, adapt, and ultimately succeed in any field. But it doesn’t stop there—This interactive session will invite the audience to challenge him with sectors of their choice, coming up with payment innovation ideas live on stage. From solving problems to enhancing customer experience, you’ll see firsthand how creative thinking can drive the future of FinTech.

Publishing in a Top Journal

Juan Piñeiro Chousa
Santiago de Compostela University, Spain

* CANCELLED *

Short Bio
Juan Piñeiro is Professor at Santiago de Compostela University. He teaches mainly finances, business and technology related courses both at the graduate and undergraduate levels. His research interests are focused on different areas such as sutainability, innovation, and finance. On these topics, he has published many papers in international journals.

Abstract
Scientific writing is a fundamental, though often neglected, skill in the academic sphere, where publications define career progress. Most researchers never receive formal training in writing, assuming that reading articles automatically translates into writing ability, which is rarely true. This work, based on the shared experience at the FEMIB 2026 Conference, offers practical guidance for scientific writers of all levels. Instead of a single universal formula, the article should promote a structured, concise, logically progressive narrative approach, based on the classic structure that includes: introduction - development - conclusion. Key recommendations address the ethics of self-citation, cover letter strategy, the risks of duplicate submissions, the peer review process, and the prudent use of AI writing tools (considering current transparency limitations and publishers' plagiarism detection systems).